What is Request-for-Payment (RfP) in QuickBooks® QBO?

Instant Payment Collection Directly from Invoices

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Integrating QuickBooks® QBO with Request-for-Payment (RfP) Using FedNow®, RTP®, Credit Cards, and Same-Day ACH

Revolutionizing QuickBooks® Payments with Real-Time RfP Integration

Traditional invoicing and payment collection through QuickBooks® QBO can be slow, costly, and complex. Businesses face delays, reconciliation issues, and high transaction fees using outdated methods like checks, standard ACH, or manual credit card processing.

With Request-for-Payment (RfP) integrated into QuickBooks® QBO, businesses can now:

✅ Accept payments via FedNow®, RTP®, Credit Cards, and Same-Day ACH
✅ Enable instant A2A Credit and Debit Transactions for B2B, C2B, and B2C payments
✅ Use ISO 20022 messaging for structured, automated, and compliant transactions
✅ Generate a .html Payment Page for customers to pay seamlessly
✅ Automate invoicing and bank reconciliation in QuickBooks® QBO

By leveraging TodayPayments as a payment processor, businesses can streamline cash flow, reduce manual work, and ensure faster, more secure transactions.


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the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

QuickBooks® RfP vs. Traditional Payment Processing

Request-for-Payment (RfP) in QuickBooks® QBO allows businesses to:

✔ Send payment requests embedded in invoices or automated emails
✔ Provide multiple payment options: FedNow®, RTP®, Credit Cards, Same-Day ACH
✔ Use a .html Payment Page link for easy, one-click payments
✔ Ensure instant settlement using real-time A2A credit and debit transactions
✔ Improve security and compliance with ISO 20022 messaging

This modernized QuickBooks® payment integration reduces friction, accelerates collections, and enhances customer payment experience.

Ask us how:

"How to integrate QuickBooks® QBO with Request-for-Payment (RfP)"
"Best payment processor for QuickBooks® with FedNow® & RTP® support"
"Automate invoicing and bank reconciliation in QuickBooks® using ISO 20022 Messaging"
"How businesses can accept Credit Cards, ACH, and Real-Time Payments with QuickBooks®"
"QuickBooks® B2B, B2C, and C2B transactions with FedNow® instant payments"

Why QuickBooks® Users Should Switch to Real-Time RfP Payments

Feature

QuickBooks® QBO RfP with FedNow®, RTP®, & ACH

Traditional QuickBooks® Payment Methods

Processing Speed

Instant (24/7/365) via FedNow® & RTP®

ACH: 1-3 days, Credit Cards: 1-5 days

Accepted Payment Methods

FedNow®, RTP®, Credit Cards, Same-Day ACH

Limited (Credit Card, Standard ACH, Checks)

Bank Reconciliation

Automated in QBO with real-time data

Manual reconciliation required

Transaction Costs

Lower, Transparent Pricing

Higher fees (Credit Card Interchange, ACH, Wire Transfer Costs)

Customer Payment Experience

One-click Payment Page for frictionless checkout

Manual entry required

Chargeback & Fraud Risk

Minimized (Final & Verified Transactions)

Higher risk with delayed settlement and reversibility

 

Why QuickBooks® Users Are Switching to Real-Time RfP Payments:
✔ Instant collection eliminates cash flow bottlenecks
✔ Multiple payment options in a single request
✔ Lower transaction fees compared to traditional QuickBooks® payment processing

How QuickBooks® RfP Works for B2B, B2C, & C2B Transactions

Seamless Payment Collection for Every Business Type

With TodayPayments' RfP integration into QuickBooks®, businesses can automate payment requests and reduce reconciliation workloads.

🔹 B2B Transactions: Automate vendor payments, streamline supplier invoices, and process corporate disbursements.
🔹 B2C Transactions: Provide instant refunds, secure online payments, and fast e-commerce settlements.
🔹 C2B Transactions: Allow customers to pay bills, service invoices, and recurring subscriptions with flexible payment methods.

How It Works:
✔ Step 1: Send an invoice through QuickBooks® QBO with an embedded .html Payment Page link
✔ Step 2: The customer selects their preferred payment method (FedNow®, RTP®, Credit Card, Same-Day ACH)
✔ Step 3: The payment is processed instantly, and confirmation is sent to both parties
✔ Step 4: Funds are deposited in real time, and QuickBooks® automatically reconciles the transaction

Businesses can eliminate invoicing delays and improve financial accuracy using TodayPayments’ FedNow®-powered RfP system in QuickBooks®.

Security & Compliance with ISO 20022 Messaging

How QuickBooks® RfP Ensures Secure and Fraud-Proof Transactions

Unlike traditional credit card payments or ACH transfers, FedNow® transactions and RTP® payments are encrypted, verified, and compliant with global financial security standards.

✔ ISO 20022 Messaging – Structured, traceable, and automated transactions
✔ Automated Reconciliation – Reduces manual accounting errors
✔ End-to-End Encryption – Protects against fraud and unauthorized access
✔ Regulatory Compliance – Meets financial industry security and anti-fraud measures
✔ Final & Non-Reversible Transactions – Reduces chargeback risks and payment disputes

With TodayPayments, businesses gain access to secure, real-time financial transactions, ensuring operational efficiency and reducing financial risks.

Upgrade QuickBooks® Payments with TodayPayments RfP

Traditional QuickBooks® invoicing and payment collection are outdated, inefficient, and costly. RfP Payment Pages modernize QuickBooks® transactions, reducing fees and increasing efficiency.

With TodayPayments, businesses can:
✔ Send instant payment requests via secure .html Payment Pages
✔ Accept FedNow®, RTP®, Credit Cards, and Same-Day ACH seamlessly
✔ Automate bank reconciliation and reduce chargeback risks
✔ Lower transaction costs while improving security and compliance
✔ Eliminate payment delays and optimize cash flow

🚀 Upgrade your QuickBooks® invoicing—start using RfP Payment Pages with TodayPayments today! 🚀

🔗 Start Accepting QuickBooks® RfP Payments Now

Request for Payment

Creation Request for Payment Bank File

Enhance Your Request-for-Payment using QuickBooks QBO integrating through SecureQBPlugin.com Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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